Writing about escaping the 9-5 and making a living doing what you love tends to draw criticism. It touches a nerve in some people.
Never mind the fact that I’ve successfully quit my day job and earn a passive income with a website. I mean, I think I know a thing or two about overcoming obstacles when it comes to liberating your lifestyle.
The problem is that we all have big excuses that keep us stuck. We use excuses to justify our inaction and to hide behind.
Every single excuse for why you can’t quit your day job is nothing more than a vocalization of fear. There are no impossible obstacles that stand between you and a life you love.
But the excuses persist. So let’s tear them down one by one starting with these ten common ones:
#1: Not Everybody Can Make A Living Doing What They Love
This is probably the most common excuse I hear when I so much as mention that somebody should work toward making a living doing what they love. The usual comeback is “somebody has to flip burgers and pick up trash”.
True, but just because some people flip burgers or pick up trash does not, in any way possible, have anything to do with your ability to make a living doing what you love.
You have the power to quit your day job, take ownership of your income, and make a living doing whatever you want.
Just because most people don’t doesn’t mean that it’s impossible for you. Never mind what other people do with their lives. Focus on your own. Focus on getting what YOU want out of YOUR OWN life.
#2: I Can’t Quit My Job Because I Have A Mortgage And Kids To Feed
A mortgage payment or hungry kids isn’t an excuse for sticking with a job you don’t like for the next 30-40 years. All it means is that your income requirements are higher than those of a single person who rents an apartment.
It certainly doesn’t mean that you have to give up on your dreams of self employment or business ownership.
To overcome this excuse (ie: justification for not stepping outside your comfort zone), create a budget and write down your minimum livable income requirements. Be sure to include enough to cover your bills, your mortgage and your children’s appetites. Give yourself a little wiggle room and cut all frivolous spending.
The number you come up with is your minimum target income. Break this down into monthly increments and you will know how much you will need to make from a business or website in order to quit your day job.
Having a spouse and/or family can be an advantage. Tracy and I were able to take our online business much further (and faster) because we worked together and supported each other the whole time.
#3: I Don’t Have A Degree Or The Right Education
First of all, you don’t need a degree to start your own business or to make a six-figure income with a website or blog. You don’t need an MBA, or formal business or marketing training before you start.
You don’t even need a degree in the subject matter that your business or blog covers.
Secondly, there are a TON of options out there for getting a degree if you absolutely needed one. At the very least, there are certification programs that could get you started, or give you enough foundational knowledge to start earning an income.
One of the best ways to make a living online is to turn your knowledge and experience into information products. There are millions of people out there who would pay money to access your knowledge, expertise and experience.
Your knowledge and experience is valuable to those who do not yet have that knowledge, or have not yet learned from the experience that you have.
#4: I Don’t Have The Proper Credentials To Do What I Love For A Living
Unless your life’s dream is to go into a profession that requires a license from the government in order to do business, you probably don’t necessarily need specific credentials to make a living doing what you love.
For example, Tracy and I have never once stepped foot into a culinary class. We’re not chefs. Neither of us have ever worked at a smoothie bar. We’ve never taken a single class in food science.
But that didn’t stop us from teaching ourselves, through trial and error, to make delicious green smoothie recipes that have helped thousands of people lose weight and improve their health.
We’re not doctors, so we can’t treat illness, but we can still share our knowledge, research, perspectives, and experience with green smoothies and plant-based eating to help thousands of people lose weight and improve their health.
#5: I Am Too Young / Too Old To Change Careers Right Now
There is no such thing as “too young” or “too old”. Age is just a number.
If you are really young, you’ll probably encounter people who won’t take you seriously. That’s normal. Don’t let it get to you. Just keep plowing forward with what you want to do in life.
Focus on being professional. You will come out on top because by the time you are “old enough”, you will have way more professional experience than your peers.
If you think you are “too old” to change careers or start over, I encourage you to remember that you only have one short life. Don’t waste a minute of it.
If you are unhappy with what you are doing right now, then change it – right now!
Two years or five years from now, you can either continue to settle for less or you can be doing what you love for a living. Don’t waste your time settling for mediocrity.
#6: I Live In The Wrong City To Work In My Industry And Make Connections
I lived in the wrong city when I launched my freelance videography business. So I moved from Vermont to Chicago and hit the ground running.
It’s not easy to move your life across the country (or to a different country). But the temporary stress of managing the logistics of moving shouldn’t stand between you and the career, job or lifestyle you dream of.
And if there is absolutely no way that you can relocate, or if you absolutely want to stay close to family, then look for ways to turn your passion into a career right where you are.
You might not be able to have the career of your choice, but perhaps you could launch a profitable business that would allow you to do what you love anyways.
For example, I could have created my profitable website first, then used my free time and the extra income to fund creative filmmaking projects.
#7: I Don’t Know How To Quit My Job And Earn A Passive Income
Not knowing how is no excuse for settling for less than what you want. You’ve got the power and the ability to access the knowledge and gain the experience you need.
Start with following this blog and make a priority of educating yourself on what you need to do to escape your day job and make a living doing what you love.
One of the best ways to educate yourself is by reading about people who are successfully doing what you want to do. You can learn a lot from people’s life story.
You’ll learn that they are not much different than yourself. They weren’t handed opportunities on a silver platter. They had to work just as hard as you will have to.
Let these stories motivate and inspire you, then spur you to take action.
#8: You Were Lucky, But Not Everyone Can Do What You Did And Succeed
I’ve heard this one enough times that I want to scream when I hear it. Let me be clear – there was absolutely NO LUCK involved with my ability to quit my day job, start up a successful freelance business, then retire from that to make a living with a website.
It had nothing to do with luck, and everything to do with hard work, determination, persistence, lots of failures and never giving up, ever.
Absolutely everybody reading this right now is capable to doing what I am doing (making a good income doing work that I love, while living life on my schedule and my terms).
However, most people will not do what I did. They’ll hide behind excuses, allow fear to hold them back from taking risks, and give up when things get tough or uncertain. They’ll recoil at the first sign of being nudged out of their comfort zone.
Ultimately, you need to make a choice. Are you willing to succeed no matter what?
Are you willing to take complete responsibility for creating a life you love and put in the hard, consistent action to make that life happen?
Or are you just going to throw up your hands and invalidate your dreams by blaming all successes on blind luck?
#9: I Will Lose My Health Insurance
There are health insurance options for self-employed people. You don’t need a job in order to be insured.
You can purchase your own health insurance. It’s not cheap, but neither is health insurance through your job. There are a variety of plans available so you should be able to find one that is compatible with your budget.
When I worked a day job, I was sick a lot. I had regular bi-lateral tendinitis flare ups. It would get so bad that I did two stints of physical therapy.
I was on medication, both oral pain killers and topical creams. I spoke with two different ergonomic workspace consultants. Several doctors were not able to relieve my tendinitis.
At the same time, I was anxious, depressed and stressed. I felt like I was spinning my wheels and getting nowhere in life. I had regular appointments with a psychologist to help me cope with intense anxiety, hopelessness, and anger.
I found myself sitting in a doctor’s waiting room just about every other week for something. Then I quit my job and my health insurance vanished overnight. You know what happened?
I have not had a tendinitis flare up since I quit my day job back in 2008 – and I make a living working from a computer, typing an average of 10,000+ words per week.
My anxiety and depression dissolved rapidly. I have not gotten the flu or any illness that prompted a doctor’s appointment since I left my day job back in 2008.
Because I am living in alignment with what I want in life, I am healthier and happier than I’ve ever been.
#10: The Economy Sucks So I Should Hold Onto My Job Right Now
I don’t even give this excuse the time of day. Seriously.
The economy started tanking in late 2008. That is when my freelance videography business started to flourish. I had no trouble getting freelance work in 2009.
Tracy was laid off from her job in early 2010, and that’s the most the economy hit us. We knew that it would be extremely difficult for her to get another job with the market so competitive, so we decided that we would focus our efforts on making our website profitable rather than finding her a new job.
Despite dealing with Tracy’s layoff and a downward spiraling economy, not to mention a severe reduction in income, we were able to spend six months in the Yucatan over the winter (November 2010 – April 1011) and grow our website to the point that we have been living off of it full time since February 2011.
I’m sorry, but “the economy sucks” excuse simply doesn’t fly with me because I know all too well how bad the economy can be, but I didn’t let that stop me from launching two successful businesses and wintering in the tropics.
What’s Your Excuse?
So, what’s your excuse? Are you willing to continue giving your power over to your fears?
Or are you ready to accept responsibility for creating the life you really want?
It’s time to stop hiding behind obstacles and find a way to succeed anyway.
If I can do it, I know you can too!
If you’ve read this far, then you’re not a quitter. You’re committed to recognizing your excuses for what they are, and that you won’t let them hold you back.
So let’s take things one step further. Let’s take a look at your online business idea, and uncover what’s holding you back, and what to do about it.
Then we will create a step-by-step plan to get you to your dream.
Sound good? Good! Then why don’t you schedule a FREE Online Business Strategy Session with Tracy or I!
About Davy & Tracy
Hey there! We're Davy & Tracy Russell, the husband-and-wife team behind this website. We help trailblazers break through barriers so they can turn their passion into their life's work through entrepreneurship. How can we help you?